Insurance brokers and agents are both important parts of the insurance industry, but what makes them so advantageous when finding the right coverage for you or your family?
Advantages of Choosing an Insurance Agent
Working with an insurance agent means you can get your questions answered by someone extremely knowledgeable about the policies they sell. You can ask them about any coverage you’re thinking of buying, and they’ll be able to help you make an informed decision.
They can also help you bundle your policies together to get discounted rates. Suppose you’re currently happy with, say, your life insurance policy. In that case, you could consider adding on a health insurance policy with the same company.
Advantages of Choosing an Insurance Broker
Insurance brokers have access to a wider range of products from different companies than agents, so they can often find better deals for their customers than an agent would be able to do. Agents are limited to selling only one company’s policies—the one they work for—which may not offer as many options as a broker could find elsewhere.
A good broker will help you find the most affordable and comprehensive policy for your specific needs while also working with you to understand your financial situation and lifestyle. Once they’ve found a policy that meets all those criteria and more, they’ll work with you to ensure that it’s tailored perfectly to suit your needs.
A broker has access to a larger pool of insurers than any insurance agent, so even if your current insurer doesn’t have a product that meets all of your specifications, a good broker can find one that does! And if your needs change down the line, or if something unexpected happens like an accident or illness—you can rest assured knowing that your broker will do whatever it takes to ensure that all of your bases are covered.
In addition to all of these benefits of working with a good broker, there’s another: They’ll always be on YOUR side! Brokers work for YOU—not for a company.
Get the Coverage You Need Today
When getting the best health insurance coverage and price, you need someone who knows the market and has your best interests in mind.
That’s what The Health Insurance Duo does. We’re insurance experts that are always looking for the best deal and coverage for you. We’ll help you find the plan that fits your needs and budget, so you can focus on living healthy instead of worrying about how much money it costs to do so.
And if you’re already covered by a good plan through work or another source, we’ll help you find cheaper alternatives that still meet your needs—saving you money and time while ensuring your health is protected!